FVP, Team Leader, Credit Risk Analytics (Emerging Enterprise)

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

Portfolio Analytics & Risk Monitoring

• Lead credit portfolio performance analysis, including KPIs, trend analysis, segmentation, and cohort views by industry, product, and customer profile.

• Establish and enhance risk monitoring and early warning frameworks to identify emerging risks and deterioration trends.

• Conduct portfolio quality reviews, deep-dives, and ad-hoc analytical studies, and drive follow-up actions with Business and Credit stakeholders.

• Develop and maintain dashboards and reporting to support management and committee updates with clear, actionable insights.

Business & Credit Partnership

• Work closely with Business, Credit, and Product teams to support portfolio optimisation and credit strategies within risk appetite.

• Translate analytical findings into clear, decision-oriented narratives for senior management and governance forums.

Credit Risk Models

• Model owner who is responsible for the implementation, monitoring, and business interpretation of credit risk models and scorecards (e.g. Basel, MFRS9) from a portfolio and impact perspective.

• Partner with risk on portfolio-level insights, stress testing outputs, and thematic analysis.

Team Leadership

• Lead, coach, and review the work of portfolio analysts, ensuring high standards of analytical quality, governance, and documentation.

• Prioritise deliverables and manage execution across recurring reporting, portfolio reviews, and ad-hoc business requests.

Job Requirements

• Minimum 15 years of solid experience in credit portfolio analysis, asset quality management, credit risk analytics and/or credit risk modelling, preferably within Retail or SMEs.

• Minimum 5 years of people management experience, leading analyst or analytics team.

• Strong working knowledge of Basel credit risk models, scorecards, and/or MFRS9 / ECL frameworks.

• Proficient in SAS, SQL, and/or Excel; ability to work with large datasets and deliver actionable insights.

• Demonstrated ability to synthesize product, customer, and credit portfolio data into clear risk and performance assessments.

• Able to operate effective in a fast-paced environment with high independence and accountability.

• Strong communication and stakeholder engagement skills, bridging technical and non-technical audiences.

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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